Welcome to the Finance Center at West Knoxville Chrysler Dodge Jeep Ram
West Knoxville Chrysler Dodge Jeep Ram understands everyone in Knoxville, Alcoa, and Oak Ridge, TN, has different financial goals regarding their vehicles. Whether you prefer to lease, finance, or outright purchase your ride, our finance center can set you up with a plan you’ll feel comfortable with.
Contact us today to begin your lease or finance journey!
Flexible Auto Lease & Finance Plans for Knoxville Drivers
The payment plan you choose is as important as your vehicle. With that in mind, our finance consultants will do everything they can to set you up with a program that complements you. They’ll pay close attention to your needs and review all your pre-qualified options with you, so you’ll know which ones work best.
If you need financing, complete a virtual application to streamline the process. Once approved, we can contact different lenders for flexible rates and terms. We also have a trade-in appraisal tool and Payment Calculator to estimate your current car’s value and monthly payment.
Leasing or Financing – Which is Right for Me?
Are you new to car buying and want to know if leasing or financing is right for you? Let’s look at them!
Leasing, in a nutshell, is a rental agreement between you and a dealership in which you’ll drive a new car for a few years and a certain number of miles. AutoTrader states leasing is ideal for those who drive less than 15,000 miles a year, want lower payments, and are looking for the newest models.*
While you can jump into a new lease at the end of your agreement, you can purchase or finance it whenever you want.
On the other hand, financing is a long-term agreement with the goal of owning the car you’re paying for. According to Bankrate, financing is ideal for drivers who want to own their vehicle and improve their credit score.**
Visit the Finance Center at West Knoxville CDJR Today
The West Knoxville CDJR team is excited to make your automotive dreams a reality. As such, we offer many lease and finance plans for everyone in Knoxville, Alcoa, and Oak Ridge, TN. Contact us today to get started!
*Information from AutoTrader.
**Information from Bankrate.
Frequently Asked Questions
What's better, buying or leasing?
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
How long is a typical car loan?
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
I've had credit issues in the past. Can I get financing?
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
Can I finance a vehicle without a down payment?
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.